This Thanksgiving, more than 24.0 million Americans, will undoubtedly be thankful for three critical social insurance programs that helped keep them out of poverty in 2010: Social Security, unemployment insurance and workers' compensation.
Although the Great Recession officially ended more than two years ago, millions of people still struggle to make ends meet and will continue to do so this holiday season. October 2011 marked the 32ndconsecutive month that more than one out of every 12 persons is unemployed and looking for work.[1] Additionally, more than one in seven people, including nearly two in nine children, lived in poverty in 2010.[2] But thanks to these three social insurance programs, the number of Americans living in poverty is more than 24.0 million less than it would have been without them.
Working together, Social Security, unemployment insurance, and workers' compensation kept more than 24.0 million people out of poverty in 2010, including:
Social Security alone lifted nearly 20.2 million people out of poverty in 2010, including:
Unemployment insurance alone lifted nearly 3.2 million people out of poverty in 2010, including:
Worker’s compensation alone lifted 128,000 people out of poverty in 2010, including:
To learn more about how some of these programs help millions of people and families, you can:
[1] U.S. Department of Labor, Bureau of Labor Statistics, Labor Force Statistics from the Current Population Survey, Table A-1 http://www.bls.gov/news.release/empsit.nr0.htm.
[2] U.S. Census Bureau, Income, Poverty, and Health Insurance Coverage in the United States: 2010 – Report and Detailed Tables (2011) http://www.census.gov/hhes/www/poverty/data/incpovhlth/2010/index.html.
[3] NASI calculations based on U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement (2011) (using CPS Table Creator IIhttp://www.census.gov/hhes/www/cpstc/apm/ cpstc_altpov.html. Individual program numbers do not equal total because some people relied on more than one program to raise household income above the poverty threshold.
All Comments
— LeeAnn Byrne on November 21, 2011
— Jasmine Tucker on November 21, 2011
— Jim Ellenberger on November 21, 2011
— Carolyn Burgess on November 28, 2011
— Financial advisor on November 29, 2011
Thank you for contacting the National Academy of Social Insurance. In response to your question, a widowed, retired worker may receive Social Security benefits based on their own earnings record as well as from a deceased spouse’s earnings record. The answer is a bit complicated, but you can find a more detailed description (as well as additional explanatory materials) on widowed spousal benefits on NASI’s website here: http://www.nasi.org/learn/socialsecurity/widowed-spouses.
Here is an example that may relate to your question:
“Joe Sanchez receives $1,200 a month and his wife Consuela earned enough on her own to get an $800 monthly check. Total family income is $2,000 a month. When Joe dies, Consuela will receive her retirement check plus $400 a month as a widow. Her total benefit will be as much as Joe had been receiving, $1,200 a month, or 60 percent of their former income as a couple.”
For more information based on your personal situation, we encourage you to call your local Social Security Administration office. You can find the office nearest you by using the Local Office Search on the SSA website here: https://secure.ssa.gov/apps6z/FOLO/fo001.jsp.
Thank you again for contacting NASI.
— Jasmine Tucker on January 3, 2012
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