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Workforce Issues & Employee Benefits

Wednesday, April 9, 2014

Denying Unemployment Insurance to Millionaires

Stephen Wandner, Urban Institute and W.E. Upjohn Institute for Employment Research

“Unemployment compensation should permit such a worker, who becomes unemployed, to draw a cash benefit for a limited period during which there is expectation that he will soon be reemployed. This should be a contractual right not dependent on any means test.”

Report to the President of the Committee on Economic Security, January 1, 1935, p. 14.[1]

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Tuesday, March 4, 2014

A Social Policy Call to Arms at NASI's Conference

Andrea Louise Campbell, 2014 Conference Co-Chair, MIT

As a co-chair of this year’s NASI policy research conference, I was gratified by the excellent turnout, the fascinating presentations, and the thoughtful discussions. I was most inspired, however, by three speakers, who, through their very different personal styles, issued a social- policy call to arms.

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Wednesday, November 27, 2013

A Thought for Thanksgiving: Thanks for Social Insurance

Jasmine V. Tucker, National Academy of Social Insurance

In September, the Census Bureau released the official poverty figures for 2012, which showed that 46.4 million Americans (15%) lived in poverty last year. Three vitally important social insurance programs, Social Security, unemployment insurance (UI), and workers' compensation, and a related program, Supplemental Security Income (SSI), kept the poverty rate from being much higher. Last year, these four programs worked together to keep nearly 26 million Americans above the federal poverty level, which was roughly $12,000 for a non-elderly adult living alone and $23,300 for two non-elderly adults and two children.

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Thursday, March 28, 2013

Delaying Retirement: Should Average Life Expectancy Determine Retirement Age?

Tatsuko Go Hollo

These days many Americans, whether political or not, are tuned into discussions about social insurance programs. Retirees and younger generations, alike, are questioning whether Social Security benefits will be ample enough to carry them through their retirement years. Despite solvency for the next two decades, a number of options are being explored to ensure Social Security benefits are available for generations to come. Potential solutions range from those that cut benefits for the long-term to those that increase federal revenues to maintain or boost retiree benefits. A consideration that regularly discussed is the full retirement age and how it relates to the average life expectancy of Americans.

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Thursday, March 28, 2013

Educating Americans on How to Save for Retirement

James Chan

Before attending the National Academy of Social Insurance's 25th annual policy conference, Medicare and Social Security in a Time of Budget Austerity, I had very little knowledge of the details of the Social Security system. Throughout the conference, I couldn't help but think that the U.S. education system failed me by not preparing me for how to save for retirement.

Two presentations struck me at in particular:

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