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Workforce Issues & Employee Benefits

Friday, March 27, 2015

Workers’ Compensation in the Spotlight

As part of a larger series titled ‘Insult to Injury: America’s Vanishing Worker Protections,’ ProPublica and NPR recently published three investigative reports:

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Wednesday, January 28, 2015

Disability Insurance: Clarifying the Choices

William J. Arnone, Board Chair, National Academy of Social Insurance

G. Lawrence Atkins, President, National Academy of Social Insurance

Social Security Disability Insurance (DI) is much in the news these days. It can be hard to separate fact from fiction. Here are some key points to keep in mind.

DI Basics
DI provides essential wage-replacement income to workers who have lost their capacity to earn a living due to the onset of a severe, long-term disability. The DI definition of disability is very strict: a medical condition that prevents an individual from performing basic work activities for at least 12 months or that ends in death.

Although benefits are modest ($1,145 a month on average), more than half of disabled worker beneficiaries rely on these benefits for 75% or more of their total income.

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Friday, November 21, 2014

25 Million Reasons to Give Thanks for Social Insurance

Elisa Walker, National Academy of Social Insurance

Did you know that this Thanksgiving, there are more than 25 million reasons to give thanks for social insurance? According to Census Bureau data released this fall, more than 45 million people in the U.S., or 14.5% of the nation, lived in poverty in 2013.[1] The good news? Three vitally important social insurance programs – Social Security, unemployment insurance (UI), and workers’ compensation – and a related program, Supplemental Security Income (SSI), kept the poverty rate from being much higher. Together, these four programs kept more than 25 million people out of poverty.

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Wednesday, April 9, 2014

Denying Unemployment Insurance to Millionaires

Stephen Wandner, Urban Institute and W.E. Upjohn Institute for Employment Research

“Unemployment compensation should permit such a worker, who becomes unemployed, to draw a cash benefit for a limited period during which there is expectation that he will soon be reemployed. This should be a contractual right not dependent on any means test.”

Report to the President of the Committee on Economic Security, January 1, 1935, p. 14.[1]

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Wednesday, November 27, 2013

A Thought for Thanksgiving: Thanks for Social Insurance

Jasmine V. Tucker, National Academy of Social Insurance

In September, the Census Bureau released the official poverty figures for 2012, which showed that 46.4 million Americans (15%) lived in poverty last year. Three vitally important social insurance programs, Social Security, unemployment insurance (UI), and workers' compensation, and a related program, Supplemental Security Income (SSI), kept the poverty rate from being much higher. Last year, these four programs worked together to keep nearly 26 million Americans above the federal poverty level, which was roughly $12,000 for a non-elderly adult living alone and $23,300 for two non-elderly adults and two children.

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