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Uncharted Waters: Paying Benefits from Individual Accounts in Federal Retirement Policy

By: Study Panel Report
Published: January 2005

The study focuses on the benefits to be paid under different forms of individual account proposals. The study considers the implications of the design of payout rules for families at different stages of life with particular attention to economically disadvantaged groups. The study also addresses how any new individual account program would fit with traditional Social Security, employer-based pensions and tax-advantaged individual retirement savings (e.g. IRAs), as well as Individual Development Accounts (IDAs) targeted to low-income households.

For more information on this study panel and the report release, click here.

Hard copies of the report are available for $29.95 from the Brookings Institution Press or by calling 1-800-275-1447 or 202-797-6258.