A New Deal for Young Adults: Social Security Benefits for Post-Secondary School Students

Summary: Social Security is best known as the foundation of retirement security for older Americans. Equally important is the economic security it provides to families that lose a breadwinner’s support because of death or disability. Social Security provides benefits directly to about 3 million dependents under age 18 (or under age 19 if still in high school) who have lost parental support because of death, disability, or retirement. Between 1965 and 1983, the benefit continued until age 22 for young adult children who were enrolled in post-secondary education. This brief examines the case for reinstating Social Securitystudent benefits until age 22 for children of deceased and disabled workers. It finds:

May 13th, 2010|

Tough Times Require Strong Social Security Benefits: Views on Social Security among African Americans, Hispanic Americans, and White Americans

SUMMARY: Americans agree that Social Security has an important role to play during tough economic times. Worried about the poor economy’s effects on their prospects for retirement, Americans want to make sure that Social Security is strengthened for current and future generations. This is particularly true of African Americans (95%) and Hispanics (85%), who are more likely than whites (80%) to assert that Social Security is or will be an important part of their retirement income. Plagued by higher unemployment rates, fewer assets, and worries about paying their monthly bills, African Americans and Hispanics are especially supportive of strengthening Social Security.

February 17th, 2010|

Paying a Fair Share for Health Coverage and Care

Expanding health coverage will involve changes in the premiums and taxes people pay for health insurance and the amounts they pay out-of-pocket for specific health care services. Payment arrangements must generate sufficient revenue, promote efficiency in health care delivery, assure access to care for people who have low income or are in poor health, and minimize administrative costs and burden. This paper evaluates alternative approaches—including social insurance programs, means-tested premium assistance, and income-related cost sharing—according to these criteria.

January 8th, 2009|

Older and Out of Work: Jobs and Social Insurance for a Changing Economy

This volume of papers grew out of NASI's 18th Annual Conference, held in January, 2006, and co-chaired by Richard A. Hobbie of the National Association of State Workforce Agencies, Susan M. Daniels of Daniels and Associates, and Gloria T. Johnson of the Labor Coalition for Community Action. The purpose of the conference was to assemble labor and public policy experts to focus on the recent experience of older workers, review current policies that address their needs, identify gaps in the current workforce programs, and offer recommendations on how to fill those gaps.

This volume explores the labor market characteristics of older workers and critiques the effectiveness of workforce programs in addressing the needs of this growing segment of our population. The collection of research included advances our understanding of the labor market experiences of older workers and points out some deficiencies in our current workforce programs.

September 26th, 2008|

Achieving Universal Participation in Social Insurance Systems

Health and Income Security Brief No. 11 ~ March 2008

Summary: Social insurance protects families against common risks to their economic security, such as the loss of earnings and the cost of health care. To share these risks as widely as possible, social insurance programs aim to be universal in their coverage. Approaches to achieve broad coverage include tax-financed public programs, subsidized voluntary programs, requirements for employers to provide for their employees, and requirements for individuals to obtain insurance. This issue brief summarizes these approaches. An appendix considers the role that an individual mandate might play in expanding health insurance coverage.

March 13th, 2008|

Social Security: An Essential Asset and Insurance Protection for All

Social Security Brief No. 26 ~ February 2008

Summary: This fact sheet presents key findings of the report, Social Security: An Essential Asset and Insurance Protection for All. The report is a synthesis of findings of twelve organizations supported by the Ford Foundation to carry out research and outreach activities to help low-income people understand their stake in Social Security and add their voices to discussions about its future.

February 25th, 2008|

Revisiting the Ethical Basis for Social Insurance

February 1-2, 2007

PowerPoint presentations made during Session I, “Revisiting the Ethical Basis for Social Insurance," at NASI's 19th Annual Conference, For the Common Good: What Role for Social Insurance?

Moderator: Williams Spriggs, Howard University

Social Insurance as Organized Altruism
Deborah Stone, Dartmouth College A New Social Contract

A New Social Contract?
William Galston, Brookings Institution

The Risks of Social Insurance
Michael Barone, U.S. News and World Report

The Efficiency of Social Insurance
Robert Kuttner, The American Prospect

February 5th, 2007|
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