Share/Bookmark

Discuss: Share in our Policy Ideas

Wednesday, November 27, 2013

A Thought for Thanksgiving: Thanks for Social Insurance

Jasmine V. Tucker, National Academy of Social Insurance

In September, the Census Bureau released the official poverty figures for 2012, which showed that 46.4 million Americans (15%) lived in poverty last year. Three vitally important social insurance programs, Social Security, unemployment insurance (UI), and workers' compensation, and a related program, Supplemental Security Income (SSI), kept the poverty rate from being much higher. Last year, these four programs worked together to keep nearly 26 million Americans above the federal poverty level, which was roughly $12,000 for a non-elderly adult living alone and $23,300 for two non-elderly adults and two children.

Read More…
Tuesday, November 5, 2013

The Benefit that Robert Ball Wouldn’t Administer

Lisbeth B. Schorr, Center for the Study of Social Policy

It was early 1965 when I sat in on a meeting that was one of a series deliberating the final touches of the legislation that would soon be enacted as Medicare. Those gathered that day were the Undersecretary of HEW, Wilbur Cohen, the Commissioner of Social Security, Robert Ball, a representative of the White House whose name I can no longer remember, and the director of social security for the AFL-CIO, Nelson Cruikshank.

Read More…
Posted on November 5, 2013  |  1 comment  |  Add your comment
Keywords:
Wednesday, October 30, 2013

What You Need to Know About Social Security’s 2014 COLA

Elisa Walker, National Academy of Social Insurance

The Social Security Administration announced today that beneficiaries will see a 1.5% cost-of-living adjustment (COLA) beginning in their January 2014 checks. Benefits are automatically adjusted to keep up with the cost of living.

Key points:

Read More…
Posted on October 30, 2013  |  1 comment  |  Add your comment
Keywords:
Thursday, October 10, 2013

Where Does the Commission on Long-Term Care Leave Us?

G. Lawrence Atkins, Federal Commission on Long Term Care and National Academy of Social Insurance

Organizing the delivery and financing of long-term services and supports (LTSS) for people with significant cognitive and physical functional limitations has been a challenge in the U.S. for decades.  Most of the LTSS is provided by family caregivers, but when people need paid services and supports for an extended period they encounter an array of services and providers that can be confusing, frustrating and expensive.  Although the cost of an extended period of LTSS is an insurable risk, this country does not have a well-structured financing approach that protects people or enables people to adequately protect themselves against this risk.  Families and individuals can exhaust their resources paying for LTSS and then have to turn to Medicaid for help.  Medicaid, which today finances two-thirds of paid LTSS, is a major expenditure for federal and state governments that is projected to intensify as LTSS needs double with the aging of the baby boom.

Read More…
Posted on October 10, 2013  |  1 comment  |  Add your comment
Keywords:
Thursday, October 10, 2013

Long-Term Services and Supports: The Path Forward

Judy Feder, Urban Institute and Georgetown Public Policy Institute

Laphonza Butler, SEIU-United Long Term Care Workers

Henry Claypool, American Association for People with Disabilities

Judith Stein, Center for Medicare Advocacy, Inc.

Lynnae Ruttledge, National Council on Disability

All eyes are on the Affordable Care Act’s launch, extending health insurance to tens of millions of people without it. Despite the continued political battle, even the ACA’s critics seem to get that insurance is essential to assure access to care and protection against financial catastrophe.

Read More…
Posted on October 10, 2013  |  Write the first comment
Keywords: