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Thinking about Retirement?
Social Security: Americans Agree VIDEO
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Have you seen “Social Security: Americans Agree?” Click here to learn more.
Social Security: Just the Facts Video
Have you seen, “Social Security: Just the Facts?” Click here to learn more.
COVERED: a week-by-week look at the political and legislative developments that led to the creation of Medicare and Medicaid 50 years ago. Bob Rosenblatt, Academy senior fellow and former Los Angeles Times Washington correspondent will report on the people and the maneuvers that led to this major expansion of social insurance.
Discuss: Share in our Policy Ideas
Equity, Equality, and Social Insurance
A year ago (February 2020), I wrote a piece on the importance of values-driven social insurance. In this piece, I asked:
Read More…What are the underlying values that make social insurance resonate with most Americans? Is there a normative framework through which social insurance might be viewed? Will values emerge as a focus of the 2020 election?
Democracy and Social Insurance
With the peaceful transfer of power in the United States threatened by violence and deliberate attempts to undermine our fundamental democratic processes, the vital role of social insurance in a democratic society needs to be reinforced – especially as we continue to face an extremely divided political environment.
Read More…Reflecting on 2020
Latin offers us a phrase that aptly captures 2020: “annus horribilis.”
The COVID-19 pandemic, the severe economic catastrophe it is causing, and the ongoing violence directed at people of color combined to bring anguish, illness, and death to millions of people across the United States. Hardships have been numerous, and unevenly experienced. Such widespread pain is taking a toll on our society.
In view of these unprecedented and intertwined threats, the Academy reoriented our work to elevate the critical role of social insurance in addressing these crises. Our range of activities and new research projects this past year included:
Read More…Building Equity: Overcoming Disparities for Longer, Healthier Lives
As the year draws to a close, our nation is still grappling with a trilogy of crises: an explosive increase in COVID-19 cases, deepening economic instability that has people waiting hours in line at food banks, and ongoing geographic and racial disparities that disenfranchise the most vulnerable among us. In response to these serious issues, AARP has been working to respond over the last several months through our Building Equity series with the Social Innovation Summit. We have engaged global thought leaders across sectors, developed thoughtful analysis, and worked to identify innovative solutions to meet this moment and promote meaningful change.
Read More…OECD’s Misleading Retirement Replacement Income Statistic for the United States
According to the Organisation for Economic Cooperation and Development’s influential Pensions at a Glance, the United States has a gross retirement income replacement rate for average-income workers of 70.3 percent (see table 5.3). On the face of it, a 70.3 percent replacement rate is impressive. It matches the 70 percent replacement rate that most financial advisors consider to be the goal of retirement planning strategies. That will surprise those who believe there is a growing retirement crisis in this country. Given the prestige of the OECD, it would seem to be prima face evidence that the retirement crisis is a myth.
Read More…
