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Thinking about Retirement?
Social Security: Americans Agree VIDEO
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Have you seen ”Social Security: Americans Agree?“ Click here to learn more.
Social Security: Just the Facts Video
Have you seen, “Social Security: Just the Facts?” Click here to learn more.
COVERED: a week-by-week look at the political and legislative developments that led to the creation of Medicare and Medicaid 50 years ago. Bob Rosenblatt, Academy senior fellow and former Los Angeles Times Washington correspondent will report on the people and the maneuvers that led to this major expansion of social insurance.
Discuss: Share in our Policy Ideas
Policy Perspectives with Founding Academy Members: Podcast with Nancy Altman
In the first of a series of podcast interviews, National Academy of Social Insurance CEO William Arnone interviews Founding Member Nancy Altman about the early days of the Academy. Altman is co-director of Social Security Works and author of The Battle for Social Security: From FDR’s Vision to Bush’s Gamble (John Wiley & Sons, 2005). Listen now.
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Reflections on the Election and What it Means for Social Insurance and the United States
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What does the outcome of last Tuesday’s election mean for the future of social insurance in the United States?
Although the core elements of our nation’s social insurance structure – Social Security, Medicare, Workers’ Compensation, and Unemployment Insurance – were given little attention during the debates, a new Administration and Congress will no doubt take a hard look at the strengths, weaknesses, threats, and opportunities confronting these essential programs. Vital protections provided by other key programs within the scope of the National Academy of Social Insurance – such as Medicaid, Supplemental Security Income, and especially the Affordable Care Act – are facing serious challenges.
Read More…What You Need to Know about Social Security’s 2017 Cost-of-Living Adjustment
Tomorrow's announcement by the Social Security Administration about the cost-of-living adjustment (COLA) for Social Security benefits, effective January 2017, is likely to be met with questioning and concerns by many current beneficiaries, particularly in an election year and after no COLA was received in 2016. (That marked only the third year without a COLA in four decades.)
Social Security’s annual COLA is intended to protect the purchasing power of benefits against erosion by price inflation. It is important to many beneficiaries that benefits keep up with the cost of living, because other sources of income typically decline with age. As individuals grow older, their pensions are eroded by inflation, employment options end, spouses cope with widowhood, and savings are depleted - and they rely even more on Social Security.
Read More…A Longevity Insurance Benefit for Social Security: An Innovation from the Past
In the United States, poverty rates for seniors increase at older ages. The rates are higher for persons age 75 and older than for persons age 65 to 74. Poverty rates increase at older ages because relatively more people fall into poverty as they age than exit poverty due to death. Persons who live longer may fall into poverty because of various life events -- their spouse dies, they have higher medical or long-term care expenses than expected, or their investment returns are worse than projected. As Americans live longer, they face an increased risk of outliving their savings.
The Role of Paid Family Leave in Reducing Workforce Disparities
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In recent decades, women have entered the work force in droves, making substantial contributions to families’ financial stability. As a result, however, the once common figure of a stay-at-home caregiver is rapidly diminishing, and families are left to fill in the gaps. Despite increasing responsibilities outside the home, women still also shoulder the primary responsibility of both caregiving for children and for ill or aging adult family members. Increasing pressure to make ends meet with less time and stagnant wages is taking both a financial and emotional toll on working families.
