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Thinking about Retirement?
Social Security: Americans Agree VIDEO
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Have you seen ”Social Security: Americans Agree?“ Click here to learn more.
Social Security: Just the Facts Video
Have you seen, “Social Security: Just the Facts?” Click here to learn more.
COVERED: a week-by-week look at the political and legislative developments that led to the creation of Medicare and Medicaid 50 years ago. Bob Rosenblatt, Academy senior fellow and former Los Angeles Times Washington correspondent will report on the people and the maneuvers that led to this major expansion of social insurance.
Discuss: Share in our Policy Ideas
Women are the majority of older Americans and many of them are alone
I wish to build on ideas from other members:
- Social Security is not in crisis today
- Solutions are available that build on the current system and do not require radical change
- Social Security policy should be considered in the context of the total retirements picture (and three legged stool)
This is a critical time for the retirement security of Americans as Social Security is under attack at the same time that employer plans have declined and are suffering from an adverse regulatory climate. The decisions that policymakers make today will be important for decades to come.
Read More…Balancing Risk and Guarantees
As the least equipped of our distinguished writers I am perhaps least to be considered. That said, I have been struck over the years by one factor in the continuing debate on the extent of social benefits. And that is the balance between the degree of personal risk that keeps us alert and the comfort of guarantees to the extent they engender complacency.
Read More…The Chilean prescription will worsen US social security ills
Jośe Piñera, former minister of labor under Pinochet and the “father” of pension privatization in Chile, as well as a promoter of that approach throughout the world, has recently discussed his conversations with and encouragement to President Bush to apply the Chilean prescription to cure U.S. social security ills (New York Times, December 1, 2004, A81).
Read More…Three-Legged Stool
I am concerned that we are focused on only one of the 3 legs of the proverbial retirement security stool, namely, the Social Security leg, when the other two legs are even more wobbly. Consider the erosion of employer-sponsored retirement plans, the wobbliness of the Pension Benefit Guaranty Corporation, and the lack of individual retirement savings. Time for a little broader perspective.
Moreover, we need to have a discussion on what the implications are for SSDI, the risk of cost-shifting to the SSI program, and new burdens on the states for the SSI and Medicaid programs. All of this becomes part of the mix.
Read More…Language and Labels
As the Social Security debate heats up, the outcome may well depend on the language and labels used by proponents of fundamental changes in the program and by those who want to preserve its essential nature.
Read More…
