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State Spotlight: Washington’s Multi-Faceted Approach to Worker Safety and Compensation During COVID is Paying Off

Introduction States’ responses to the COVID-19 pandemic with respect to workers’ compensation policy will likely prove an important factor in providing critical support to workers while protecting employers from liability. However, state workers’ compensation programs, as currently constructed, are not well-designed to protect even front-line workers who are disproportionately vulnerable

November 24th, 2020|

Executive Summary: Workers’ Compensation: Benefits, Costs, and Coverage (2018 Data)

Workers’ compensation insures millions of workers and their families against the risks associated with lost wages and medical costs in the event of injury on the job, workrelated illness and, in extreme cases, the death of a worker. It is the only social insurance system run almost entirely by states, with no federal guidelines. Despite being a core component of the U.S. social insurance ecosystem, workers’ compensation often receives less attention than other SI programs, like Social Security and Medicare, in part because it has no federal aspect.

November 2nd, 2020|

REPORT: Workers’ Compensation Benefits, Costs, and Coverage – 2018 Data

The 23rd annual report produced by the Academy on Workers' Compensation: Benefits, Costs, and Coverage (2018 Data) provides the only comprehensive data on workers' compensation benefits, coverage, and employer costs for the nation, the states, the District of Columbia, and federal programs. Drawing on a unique combination of data from state workers’ compensation agencies, A.M. Best, and the National Council on Compensation Insurance, the report is guided by a Study Panel of experts with diverse research, policy, and practice experience.

October 28th, 2020|

Future of Social Security, Medicare, and more will be shaped by lessons from COVID-19 Crisis

In a new compendium, The Future of Social Insurance: Insights From the Pandemic, fourteen top experts on Social Security, Medicare, the economy, labor and workforce issues, retirement, aging, disability and long-term care, describe what we have learned from the pandemic so far. Each reflects on how social insurance programs have come to the aid of millions of Americans during today’s extraordinary economic and health catastrophes, and how policymakers might further strengthen the programs for future crises.

October 22nd, 2020|

How do today’s injured workers fare, compared to yesterday’s pirates?

Workers’ compensation experts have expressed concern in recent years about the impact of decades of state cost-cutting measures and resulting uneven and increasingly inadequate benefits for injured workers.[1] Indeed, a ProPublica investigation reveals the steep decline in compensation for disabling injuries, including cutting off benefits long before many workers have recovered and refusing coverage for necessary aspects of care: “Over the past decade, state after state has been dismantling America’s workers’ comp system with disastrous consequences for many of the hundreds of thousands of people who suffer serious injuries at work each year.”[2]

September 11th, 2020|
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