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Monday, November 21, 2011

Thankful for Three Key Social Insurance Programs That Kept More Than 24.0 Million Americans Out of Poverty in 2010

Jasmine Tucker, National Academy of Social Insurance

This Thanksgiving, more than 24.0 million Americans, will undoubtedly be thankful for three critical social insurance programs that helped keep them out of poverty in 2010: Social Security, unemployment insurance and workers' compensation.

Although the Great Recession officially ended more than two years ago, millions of people still struggle to make ends meet and will continue to do so this holiday season.  October 2011 marked the 32ndconsecutive month that more than one out of every 12 persons is unemployed and looking for work.[1]  Additionally, more than one in seven people, including nearly two in nine children, lived in poverty in 2010.[2] But thanks to these three social insurance programs, the number of Americans living in poverty is more than 24.0 million less than it would have been without them.

Working together, Social Security, unemployment insurance, and workers' compensation kept more than 24.0 million people out of poverty in 2010, including:

  • Nearly 2.0 million children;
  • Nearly 8.0 million non-elderly adults;
  • Nearly 14.1 million elderly adults aged 65+.

Social Security alone lifted nearly 20.2 million people out of poverty in 2010, including:

  • Nearly 1.1 million children;
  • Nearly 5.4 million non-elderly adults;
  • Nearly 13.9 million elderly adults aged 65+. Benefits lowered the elderly adult poverty rate from 44 percent to just nine percent.

Unemployment insurance alone lifted nearly 3.2 million people out of poverty in 2010, including:

  • More than 860,000 children;
  • Nearly 2.3 million non-elderly adults;
  • 71,000 elderly adults aged 65+.

Worker’s compensation alone lifted 128,000 people out of poverty in 2010, including:

  • Nearly 100,000 non-elderly adults.[3]

To learn more about how some of these programs help millions of people and families, you can:

  • Watch a video created by the Frances Perkins Center’s Social Security Stories Project;
  • Read a compilation of stories on why Social Security matters to children, youth and grandfamilies by Generations United; or
  • Read one of the many stories on unemployment insurance collected by the National Employment Law Project.
      

[1] U.S. Department of Labor, Bureau of Labor Statistics, Labor Force Statistics from the Current Population Survey, Table A-1 http://www.bls.gov/news.release/empsit.nr0.htm.

[2] U.S. Census Bureau, Income, Poverty, and Health Insurance Coverage in the United States: 2010 – Report and Detailed Tables (2011) http://www.census.gov/hhes/www/poverty/data/incpovhlth/2010/index.html.  

[3] NASI calculations based on U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement (2011) (using CPS Table Creator IIhttp://www.census.gov/hhes/www/cpstc/apm/ cpstc_altpov.html. Individual program numbers do not equal total because some people relied on more than one program to raise household income above the poverty threshold.

All Comments

Great post! It is unfortunate that Congress and the super committee view social insurance programs as areas to attain deficit reduction. There programs are doing exactly what they are intended to do - to prevent people, particularly our most vulnerable citizens, from falling into poverty!
LeeAnn - Thank you for your comment. I agree - we should be finding ways to strengthen these critical programs instead of finding ways to cut benefits - especially when so many people rely on them to meet their basic needs.
Well said Jasmine. Thank you!
I am confused about my social security income. My husband and I both were on social security. Of course my husband received more ($2,700) and I received ($1,100), when I husband deceased the social security administration only gave me $719.00 of my husband's social secuirty income...is that correct??? I thought I was suppose to get equal to his income combine with my income a month.
I really appreciate what you post. You have a new subscriber now.
Dear Carolyn,

Thank you for contacting the National Academy of Social Insurance. In response to your question, a widowed, retired worker may receive Social Security benefits based on their own earnings record as well as from a deceased spouse’s earnings record. The answer is a bit complicated, but you can find a more detailed description (as well as additional explanatory materials) on widowed spousal benefits on NASI’s website here: http://www.nasi.org/learn/socialsecurity/widowed-spouses.

Here is an example that may relate to your question:
“Joe Sanchez receives $1,200 a month and his wife Consuela earned enough on her own to get an $800 monthly check. Total family income is $2,000 a month. When Joe dies, Consuela will receive her retirement check plus $400 a month as a widow. Her total benefit will be as much as Joe had been receiving, $1,200 a month, or 60 percent of their former income as a couple.”

For more information based on your personal situation, we encourage you to call your local Social Security Administration office. You can find the office nearest you by using the Local Office Search on the SSA website here: https://secure.ssa.gov/apps6z/FOLO/fo001.jsp.

Thank you again for contacting NASI.
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My Name is, Miss Adol Fadi I live in Hamburg. and i am a happy woman today,So i told my self that any lender that can rescue my family from our poor situation, i will refer any person that is looking for loan to the lender all thanks go to ASYLUM LOAN INVESTMENT. They grant me a Loan, I was in need of a loan of 500,000.00 Euro to start my life all over, as i am a single mother with 2 kids I met Asylum Loan Investment On line Asylum Grant me a Loan of 500,000.00 Euro, ASYLUM Loan & Investments Group is a company into pure loan and debt financing at ROI returns of only 1.8% to pay off your bills or buy a home Or Increase your Business .please contact Asylum Loan @… (a.loan@asylum.com )
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Hello are you in need of a loan to pay your debts or start up a new business,buy a house or car? Have you been denied loans by your bank because you have no collateral or a bad credit score, Steven Borka Financial Service is a government registered loan company, We offer all kind of loans both personal and business loan at an affordable interest rate short and long terms base,process of getting a loan from our company is fast reliable and easy, loan are approved with 24hours of successful application contact us today via Email: stevenborkafinancialservices@gmail.com

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Attention

We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (JT FINANCIAL SERVICES) and other TOP PRIME AA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans etc.Feel free to engage our leased facilities in trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans) and many more.

We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

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Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable.
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Regards
Dr. Jose Antonio García Álvarez
Phone Contact: +1 (614)929-7911
Email: ammmlimited@gmail.com
Motto: We offer the fastest and reliable financial services
We offer very low interest rates in relation to the slowdown of economic activity (recession) in most countries in the world, Our company now offers affordable interest rate loan, so what do you need funds to boost your business? Or are you in need of money for some personal purposes? Why not contact us now that we offer individuals and legal loans at an interest rate of 3% for a maximum period of 25 years. Interested applicant can contact us via email: jamesmixonloanhelp@gmail.com or You Call Us:+1 240 489 5433
When people say Loan Lenders are not reliable i laugh at them.I was introduced to this wonderful Lender when i had issues with an urgent money loan. My life has completely changed! They approved my loan within 24 hours after meeting their required needs with no credit check and their processes are very swift and time sensitive! Mortgage Kapital Credit save my life literally, at least i owe him publicity.
Contact:
How I got a loan to start up my own business

Hello everyone, my name is Alana Vaughan from Ohio USA, I want to use this medium to say a big thank you to Mr Christopher Kennedy of Unamay Loan Finance Ltd, with contact number +1(850)846-6675. for offering me a loan for business start up with a low interest rate of 3%. And also to reach out to everyone out there in need of financial assistance. I recommend you all to contact Mr Christopher Kennedy for a liable loan via email: unamayloanfinance@outlook.com or unamayloanfinanceltd@financier.com.
I just receive loan from the European Company,i am here to recommend you all in need of financial assistance to contact Mr William to get a loan.I was in need of $20,000 loan to pay my bills, I contacted him and i receive my loan successfully.kindly contact Mr william via email for your loan: europeaninsurancecompany@gmail.com
How unamay loan finance ltd restored back my credit score

Compliment of the day everyone! my name is Michelle Edverdson from Colorado, I am writing this article to tell the world on how Unamay Loan Finance Ltd restored back my credit score by granting me a loan amount of $28,000 on the 6th of February 2018. This is the reason why i have taken it upon myself to say thank you to Mr Christopher Kennedy, because through his help my credit score is restore and I am happy because for the past 3 year I have been having a very bad credit but completely restored now. I advise you all in need of a loan to contact them via email: unamayloanfinance@outlook.com or unamayloanfinanceltd@financier.com. Contact number +1(850)846-6675.
How unamay loan finance ltd restored back my credit score

Compliment of the day everyone! my name is Michelle Edverdson from Colorado, I am writing this article to tell the world on how Unamay Loan Finance Ltd restored back my credit score by granting me a loan amount of $28,000 on the 6th of February 2018. This is the reason why i have taken it upon myself to say thank you to Mr Christopher Kennedy, because through his help my credit score is restore and I am happy because for the past 3 year I have been having a very bad credit but completely restored now. I advise you all in need of a loan to contact them via email: unamayloanfinance@outlook.com or unamayloanfinanceltd@financier.com. Contact number +1(850)846-6675.
Good day everyone, a summary of my testimony. Life they say is full of deceit. No torture and pain can be compare to what I Anna Japhet experienced in the hands of scammers, I trusted the words of those fake loan lenders without verifying, I lost more than $10,000.00 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life has been piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already. Until last month a very close friend, told me that she got a loan from GRAHAM LOAN FUNDS that i should also give it a try. Not having an option, I contacted them with a heart full of sorrow and skepticism, i shyly follow their procedures comply to their policy, I was waiting for the bad news like every other loan company i contacted gave me, then i receive a credit alert that my bank account has been credited with $200,000 which i initially applied for. Instantly tears of joy roll out of my eyes because I never believe it will come through. Whenever you are in need of any kind of loan don't be a prey and contact the one true loan company via their information. Email: grahamfunds2@gmail.com, grahamfunds@yandex.com And receive your financial breakthrough. Just send them an email today: grahamfunds2@gmail.com
I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Lynn referred you to them. kelvinbrownloanfirm@gmail.com
THANK YOU JESUS FOR THIS FINANCIAL TURN AROUND USING PASTOR AMEIR MILLER

Glory be to God for this year 2018 i wont stop talking about my testimony and the goodness of theAmeir Miller loan agency in my life , I am Larissa April,Last year, i had health issue and due to this reason i was advised by my doctor to always move on a vehicle in order to avoid the total loose of strength since my place of work was far from where i and my husband reside , i told my husband about my plans to get a loan since there was no other means so that i can get a good car of my choice but my husband instructed and advise that i shouldn't apply for a loan online because almost all loan lenders online are fake and fraudulent in there actions so i had to suffer the stress of not moving on a car for some months and i later made up my mind to apply for an online loan because i wasn't having any other choice at that point but still i was advised by my siblings to apply for a bank loan instead of an online loan especially due to the current ongoing news about online scammers but all effort to get a loan from my bank didn't work through because i was having a bad credit report so with all this issues i had to get my mind crossed by applying for a loan online although i wont say that i was so perfect or very careful for not been scammed but i strongly believe that it was the lords mercy of God that directed me to the AMEIR MILLER CLASSIC FINANCIAL INSTITUTE . the great news is that i got my loan funds very fast and easily and this came to the surprise of my husband and my siblings who had earlier on discouraged me on this online loan issue and the most surprising of all was that i was granted this loan funds at a very cheap interest rate if %2.5 percent ... i am grateful for this car loan and i am also grateful to the AMEIR MILLER LOAN FOUNDATION FOR THERE transparency and total support , you can reach them on email : info@ameirmiller.com , ameirmillerclassicloaninstitute@yahoo.com or theameirmillerloanorganisation@gmail.com , text +1 252-585-5014 ameirmillerapprovedloans@usa.com ,ameirmillerfinancialinstitute@gmail.com
THANK YOU JESUS FOR THIS FINANCIAL TURN AROUND USING PASTOR AMEIR MILLER

Glory be to God for this year 2018 i wont stop talking about my testimony and the goodness of theAmeir Miller loan agency in my life , I am Larissa April,Last year, i had health issue and due to this reason i was advised by my doctor to always move on a vehicle in order to avoid the total loose of strength since my place of work was far from where i and my husband reside , i told my husband about my plans to get a loan since there was no other means so that i can get a good car of my choice but my husband instructed and advise that i shouldn't apply for a loan online because almost all loan lenders online are fake and fraudulent in there actions so i had to suffer the stress of not moving on a car for some months and i later made up my mind to apply for an online loan because i wasn't having any other choice at that point but still i was advised by my siblings to apply for a bank loan instead of an online loan especially due to the current ongoing news about online scammers but all effort to get a loan from my bank didn't work through because i was having a bad credit report so with all this issues i had to get my mind crossed by applying for a loan online although i wont say that i was so perfect or very careful for not been scammed but i strongly believe that it was the lords mercy of God that directed me to the AMEIR MILLER CLASSIC FINANCIAL INSTITUTE . the great news is that i got my loan funds very fast and easily and this came to the surprise of my husband and my siblings who had earlier on discouraged me on this online loan issue and the most surprising of all was that i was granted this loan funds at a very cheap interest rate if %2.5 percent ... i am grateful for this car loan and i am also grateful to the AMEIR MILLER LOAN FOUNDATION FOR THERE transparency and total support , you can reach them on email : info@ameirmiller.com , ameirmillerclassicloaninstitute@yahoo.com or theameirmillerloanorganisation@gmail.com , text +1 252-585-5014 ameirmillerapprovedloans@usa.com ,ameirmillerfinancialinstitute@gmail.com
HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .



Hello Everyone,



Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

What is the loan Process ?

One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

The verification / approval process is physically done within 6 hours on submission of all documents required.

The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

Here are a few of the options we are currently offering from this new year:

-Medical Expense Loans

- Start-Up Business Loans

- Bad Credit Financing

- Business Lines of Credit /Expansion Loan

- Equipment Financing

- Unsecured Business Loans

- Term Loans

- Micro Loans

- Non-Traditional Lending

- Investor Capital

-Vehicle / Car Loan

-Company Loan / Industrial Loan

-Debt Settlement / Consolidation Loan

-Military Personnel Loan

-General Type of Loan Etc .

FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

Email : mrswinonamillarayloancouncil@gmail.com
Email : thewinonamillarayloancouncil@hotmail.com
WEBSITE :www.winonamillaray.com

You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

Regards,

Pastor Mrs Winona Millaray .
Director of Operations
Hello... my name is Ramsey Mike and am very happy today because i got a loan from this good company that is why am sharing this message to all loan seekers around the world. if you need loan and have been tuned down by the bank and private company and even scammers then worry no more and contact this legitimate company owned by a Euroepan Government, contact them now on europeaninsurancecompany@gmail.com
How I restore my credit score

Hello everyone! my name is Laurel Dawalt from Wisconsin, I am writing this article to tell the world on how Jennard Investments Limited restored my credit score by granting me a loan amount of $34,000. and I have taken it upon myself to notify the general public and say a big thank you to Mr John Martin Dyson, because through his help my credit score is restore and I am happy because for the past 3 year I have been having a very bad credit but completely restored now. I advise you all in need of a loan to contact them via email: jennardinvestmentslimited@outlook.com.
How I restore my credit score

Hello everyone! my name is Laurel Dawalt from Wisconsin, I am writing this article to tell the world on how Jennard Investments Limited restored my credit score by granting me a loan amount of $34,000. and I have taken it upon myself to notify the general public and say a big thank you to Mr John Martin Dyson, because through his help my credit score is restore and I am happy because for the past 3 year I have been having a very bad credit but completely restored now. I advise you all in need of a loan to contact them via email: jennardinvestmentslimited@outlook.com.....

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